Information required for applying for provident fund loan
1) The application for the first-hand housing provident fund loan requires information:
(1) Original and photocopy of ID card and household registration book of loan applicant, spouse, * * borrower and property owner, and account number of provident fund. Minors need to provide one-child certificate or birth certificate. The above personnel must be present and carry their personal seals;
Marriage certificate of the loan applicant and the borrower: the original and photocopy of the marriage certificate or divorce certificate, and the unmarried person shall provide the unmarried certificate.
(3) A down payment receipt voucher of not less than 20% of the house price;
(4) The portfolio loan shall provide the borrower and the borrower's income certificate;
⑤ Original and photocopy of debit card supporting universal deposit and withdrawal function;
⑥ Copy of the auction house pre-sale permit or existing home production certificate;
⑦ Original pre-sale contract or existing home sales contract;
(8) The business license, qualification certificate, copy of the ID card of the legal representative of the real estate developer and the collection account number of the real estate developer or agent.
2) Second-hand housing provident fund loan application needs to bring information:
(1) Original and photocopy of ID card and household registration book of loan applicant, spouse, * * borrower and property owner, and account number of provident fund. Minors need to provide one-child certificate or birth certificate. The above personnel must be present and carry their personal seals;
Marriage certificate of the loan applicant and the borrower: the original and photocopy of the marriage certificate or divorce certificate, and the unmarried person shall provide the unmarried certificate.
(3) A down payment receipt voucher of not less than 20% of the house price;
(4) The portfolio loan shall provide the borrower and the borrower's income certificate;
⑤ Original and photocopy of debit card supporting universal deposit and withdrawal function;
6. Original contract for the sale of second-hand houses;
⑦ Original and photocopy of Shangjia ID card and real estate license;
Real estate appraisal report. Before 1990 (inclusive), the loan amount of the second-hand house exceeds 30% of the total house price, and after 1990, the second-hand house exceeds 50% of the total house price, which needs to be appraised by an appraisal company recognized by the agency;
Pet-name ruby If the loan is extended to home, provide a copy of the loan passbook.
You can submit a loan application online, and you can check your loan progress in 2 to 3 working days (except weekends and holidays)! Click on the online loan application link:
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