There are many oranges, which are loan commodities under the Beijing Orange Installment Loan Enterprise Group. The loan scope has always been very large. There are many oranges, including two credit lines: loan credit line and shopping in the mall.
If you apply for a loan credit line, you can borrow cash immediately. If the loan is unsuccessful, you can also try shopping in the mall, and the possibility of success will be relatively high.
The shopping credit line of the mall cannot be withdrawn. Just by buying electronic products such as mobile phones, there are many products in the orange shop, and the delivery speed is also very fast after the application is passed.
There will be a random callback for this loan application, but not everyone will call back. Some customers have not been audited by the callback system. If the customers who submit the application had better pay attention to answering strange calls, some customers will call their contacts for feedback, but the probability is relatively low.
Tang Duoduo's loan requirements for customer qualifications are also relatively simple, that is, basic information can be applied. At present, the application amount of the next paragraph is basically between 5000 and 20000, and the longest repayment period can be one year.
The next payment for many oranges usually arrives within 3 working days, and most customers will arrive on the same day. If the loan applied by the customer has been received, you can call the manual customer service phone of the service platform for information inquiry, so as to understand the reasons for not receiving it. Users shall repay the loan on the platform in time as agreed, and shall not repay the loan after the deadline, otherwise penalty interest will be incurred.
Many overdue loans may be reported to credit reporting agencies. Because there are different matching funds, some users (such as CITIC Finance) will receive their credit information about loans and repayments, while others will not be displayed in the credit information report, but it will always have a negative impact on personal credit, so it is not recommended to take risks.
Affecting the credit information business, even if there is no credit information, there will be records on big data, and applications to other platforms may be directly rejected by others.
Penalty interest will be charged. The longer the overdue period, the more penalty interest will be charged. Therefore, in addition to the principal interest to be paid, the penalty interest for the three-month overdue fee is also a big expense.
May be prosecuted. For overdue cases, the length of overdue time is also different. Generally speaking, if the user is overdue for more than three months, there may be cases of online debt evasion and legal proceedings, because this is a serious overdue behavior. If it is only a few days overdue or the situation is relatively light, it is usually a phone call to urge repayment.