Current location - Loan Platform Complete Network - Loan consultation - Xiaobai's car buying experience tells you how to avoid this pit.
Xiaobai's car buying experience tells you how to avoid this pit.
Xiao Bai's car buying experience. Background: Xiao Bai knew nothing about cars before buying a car. I decided to buy a car at the end of April and pick it up on August 3 1. Tell me about the difficult experience of buying a car.

First, determine your own budget. My original budget was 13- 18k, which was too big. It is recommended to calculate the down payment and monthly payment, and intuitively feel your burden budget.

Second, determine the model and brand to buy. Be clear about your needs, whether to buy an SUV or a car, a tanker or a tram, a domestic car or a joint venture car. May-July is a very tangled period, because there are all kinds of voices around. My experience is that no matter how I listen to it, I can't stand it. Combine the car app with the physical store and slowly start to understand the car. I am short, and I also tend to buy an SUV at first. Later, I learned that I could accept a car, so I chose a relatively fuel-efficient car. Because it was my first car, I chose the oil car conservatively. Choose a domestic car because it is equipped with a joint venture car at the same price.

In March 8, I began to officially look at the car and understand the price. The locked intervals are BYD Song plusDMi, Geely Xingyue L and Geely Xingrui. Go to the 4 S shop for a test drive and find out the price. In the understanding and comparison, I believe that Geely is sharp and luxurious.

Fourth, after determining your intended vehicle type and configuration, we will start to talk about the price. 4S shops and car shops are really full of tricks, which makes people hard to prevent. We visited three physical stores and made some phone calls. The groping steps are: 1. First, lower the price of bare cars. Second, talk about financial service fees, authorization fees, boutique installation fees, etc. And don't give gifts, and strive for the lowest price. Bargaining must talk about sales and ask for instructions from superiors, although this may be sales rhetoric. 4. Ask for gifts. Oil card is the most real. Driving recorder, etc. , understand the brand, cleanliness, etc. Film depends on the brand and model. Don't post the film if it is not good. The mat is worthless, you can keep it. These should be written into the contract.

Fifth, the next step is payment. We were fooled by sales at this step. Sales blurs the words loan and financial lease. Geely has interest-free loan activities. The so-called factory finance is actually signed with Geely's subsidiary financial leasing company, not a bank loan. We didn't read the contents carefully when signing the contract. This financial lease is still the name of the car, but the actual owner is a financial leasing company, and the buyer has become a renter. If an accident occurs during the lease period, it must be reported to the leasing company. Anyway, it's very troublesome. Who can guarantee that there will be no problems for two years? We found this problem that day and immediately terminated the contract. This thing really makes people angry and feels cheated. But the process is not recorded, there is no evidence, and the seller does not admit what he said.

Sixth, buy insurance. Routine operation, you can choose your own insurance company and insurance variety.

Seven, car inspection. In fact, our car inspection link is that when we choose a car, we hire a mechanic to help us check the car.

Eight, choose the license plate number. You can read my previous article.

Nine, pick up the car.

Ten, buying a car is a happy thing, and every link must be confirmed clearly to avoid being fooled. The above is a little personal experience, not necessarily comprehensive and mature. I hope it can be your reference!