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Will buying a second-hand house loan be more troublesome than buying a first-hand house?
Yes Relatively speaking, there are many restrictions on second-hand housing.

Second-hand housing is a property that has been registered in the real estate trading center, completed the initial registration and general registration, and listed again. It is relative to the commercial housing in the hands of developers, and it is the common name of the third-tier market of real estate property rights transactions. Including commercial housing, second-hand public housing (housing reform), housing for the needy, demolition housing, self-built housing, affordable housing and price-limited housing.