According to the announcement of China Everbright Bank, starting from September 25, 2023, the bank will adjust the interest rate of the first home loan. For eligible stock personal housing loans, the minimum can be adjusted to the lower limit of the interest rate policy of the first home loan in the original lending city. Specifically, for qualified stock personal housing loans, the minimum can be adjusted to the floating interest rate loans that are increased to LPR after the lower limit of the interest rate policy of the first home loan in the original lending city.

Where, 2.2 refers to the interest rate after joining LPR, and 2. 1 refers to the lower limit of interest rate after joining LPR. So the interest rate of 2.2 is higher than that of 2. 1.