In fact, Chinese people have always been keen on saving, so the domestic savings rate is also relatively high. However, with the rapid rise in housing prices, many families have low savings and most of their income. It is left to "real estate", but when people have idle funds, they generally choose to deposit their money in banks, mainly because banks can not only ensure the safety of funds, but also bring part of the income to depositors, so many people will choose Put money in the bank.

For a family, deposits are also a symbol of the family's economic strength and can also reflect a family's income. So, in today's society, what level will it be if it has a deposit of 1 million? ? In this regard, bank employees revealed that in fact, there are not many individuals in China with deposits of 1 million. When it comes to 1 million, people may have thought it was out of reach before, but now in third- and fourth-tier cities, the price of a house is almost always around 1 million.

Although in real life, some people are under greater financial pressure. For example, ordinary office workers may earn less than 100,000 yuan after working hard for a year. For such people, If you want to have a deposit of 1 million in the bank, you may need to save it for many years, and it is relatively difficult. However, for those with an annual salary of one million, it is very easy to have a deposit of 1 million.

In addition, as housing prices continue to rise, more and more people are pouring into cities. If they want to buy a house, they generally have little savings, and part of their monthly income is also a "contribution" "For housing loans, and the current consumption level of Chinese people is relatively high, there are not many families in China with a deposit of 1 million. So, if you have a deposit of 1 million, what level does it belong to in China?

Under normal circumstances, banks have the most say. After all, people with millions of deposits have their funds saved in banks. In fact, no matter which bank you are in, there are corresponding systems. For example, some banks stipulate that if your deposit exceeds 300,000, you can become a VIP customer, and some banks stipulate that if your deposit reaches a certain amount, you can skip the queue to handle business, etc. From the current point of view, the more deposits you have, the higher your level in the bank will be.

Some bank employees revealed that generally those with a bank deposit of one million are diamond-level customers of the bank, but such customers are actually very few. In 2015, relevant statistics It shows that among all domestic savers, only 0.37% have deposits of more than 500,000, and even fewer have deposits of more than one million. Although this is data from 2015, people's incomes have not increased significantly in recent years, so even if the number of people with millions in savings increases, it will not increase much.

In addition, as of the end of 2019, the total domestic RMB deposit balance was about 192 trillion yuan, while residents’ deposits were 82.14 trillion yuan. If calculated based on the domestic population of 1.4 billion, the per capita deposits are only 58,000, there may be more families with savings exceeding 200,000, but there are relatively few families with savings exceeding 500,000, let alone families with savings exceeding one million. In addition, some of the richest people in China have a lot of wealth, which is why there are relatively few households with millionaire savings.

However, it cannot be ruled out that some families deposit their deposits in different banks. This may also be one of the reasons why there are relatively few people with one million deposits. But even if the deposits of all banks are added up, There are not many people with millions of deposits. After all, the domestic consumption level is relatively high. It is indeed difficult for ordinary families to have millions of deposits. But if you count the families with millions of assets, there are a lot of them. In other words, if you only look at one million deposits, it is almost at the forefront of the country.