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I have a business card of China Merchants Bank. How to use the loan function inside?
Hello, for customers who have applied for loans from small and micro enterprises in our bank, if the borrower is an individual customer, you can open the "revolving" function of personal business loans and use this function through the "business card".

The turnover function is based on the customer's function of providing full property mortgage that meets the requirements of our bank and successfully applying for personal business credit loan. Our bank determines the total credit line according to the collateral evaluation, and then makes directional payment by dividing a part of the credit line. You can make money transfer (select "Directional Transfer" in the revolving menu), POS machine or online payment. And give a certain delay in the settlement period. After the settlement period expires, if you don't return it in full, our system will automatically grant you a loan and return the interest-free advance payment.

You need to submit your personal information to the local counter personal loan department, and the handling bank will handle this business after reviewing your personal information.

To apply for opening the turnover function, you need to provide the following application materials:

1. Application Form for Turnover Function of China Merchants Bank.

2. Original customer identification.

3. Proof of transaction with upstream suppliers.

If you haven't opened a credit line with China Merchants Bank before, you need to provide information about your mortgaged property.

If you have any other questions, please visit "Online Customer Service" (website: /cmu/icslogin.aspx? from = B& amp; Logincmu=0), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!