What if the down payment for buying a house is not enough?
1, rational use of provident fund
Be sure to use the provident fund as much as possible. Many places support the withdrawal of provident fund to pay down payment. The money saved after so many years of hard work can be put to great use at this time.
2. Staffing personnel can apply for wage loans.
It is reported that "wage loans" are mainly aimed at institutions and personnel with relatively stable income. If you meet the loan criteria, you may wish to try to apply. Although this kind of loan is mainly used for personal consumption, it can also be used to buy a house, and the loan period is generally shorter than 3 years.
3. Those with good qualifications can apply for consumer loans.
This method is mainly suitable for qualified property buyers. If they have good credit, they can borrow a lot of money It is reported that the interest rate of this loan method is low, but there are corresponding requirements for the loan period.
Those who have an old house can sell it and buy a new one.
Many property buyers own their own houses, and they buy houses to improve their living conditions. In this case, they can completely sell their original house. But for those who didn't have a house in the first place, this one was skipped.
5. The insured can apply for policy loans.
Everyone has a stronger awareness of risk prevention. Many people buy insurance, but what you may not know is that some policies can be loaned, but they also have the defect of short loan period.
Step 6 ask relatives and friends for help
If you have a good relationship with relatives and friends, you can consider asking them for help. But remember: to borrow money from relatives and friends, we should measure each other's financial situation, sign a formal debit note, and remember to repay when there is more money, so as to avoid disputes and affect the relationship between friends.