You can't. The salary of a company or unit is paid through a bank in a non-cash way. Everything must be done according to the rules. The country has its own laws and the company has its own rules. If you break your promise yourself, you will bear all the consequences. If it is discovered by the judicial authorities, the company is also illegal.

credit report

1. The credit report is divided into personal credit report and enterprise credit report, which is a personal credit information record released by the Credit Information Center of China People's Bank, and is used to query the social credit of individuals or enterprises. Credit reports are divided into three categories, namely personal basic information, credit transaction information and other information. 2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved. On June 65438+1October 65438+September, 2020, the second generation credit information system was officially launched.

2. Personal basic information, including name, certificate type and number, mailing address, contact information, marital status, residence information, occupation information, etc. Credit transaction information, including credit card information, loan information and other credit information; Other information, such as personal provident fund and pension information.

3. The new version of the credit report of the central bank's personal credit information system has been put into operation, and the "validity period" of overdue records is officially set at five years. The new credit report sets the starting point of overdue information as June 5438+ 10, 2009, and the previous bad repayment record has been deleted. Because the relevant departments have not clearly defined the restrictions on negative records, in the old personal credit report, overdue records will be displayed no matter how many years ago. The new credit report only shows the overdue records of consumers in the last five years.

4. Credit information records personal past credit behavior, which will affect personal future economic activities. These behaviors are reflected in personal credit reports, which are commonly called "credit records". Until 20 12, there is not a single law or regulation in China's current legal system to provide a direct basis for credit investigation. On June 5438+ 10, 2009, the Legislative Affairs Office of the State Council promulgated the Regulations on Credit Management (Draft for Comment), and solicited opinions from all walks of life on the Regulations on Credit Management.