A natural person who has reached the age of 18 and has full capacity for civil conduct shall not be over 55 years old on the maturity date of the loan. Have a local permanent residence or valid residence status, and have a fixed and detailed address. Provide a formal admission notice or admission notice issued by the school to study abroad, or other valid admission certificates. Proof of tuition and fees required during the study period. The passport of the entry visa of the country where the overseas students intend to study abroad has been completed. No bad credit and illegal behavior, good health, honesty and trustworthiness. The immediate family members, legal guardians or spouses of overseas students who borrow money must have a fixed residence, a proper occupation, a stable and reliable income, good credit and the ability to repay the principal and interest of the loan on time.

At present, only China Bank and Shanghai Pudong Development Bank have loans for studying abroad. The loan applicant must meet the following conditions:

1, a natural person who has reached the age of 18 and has full capacity for civil conduct, and the actual age of the loan due date is not more than 55 years old.

2. Have a local permanent residence or valid residence status and a fixed detailed address.

3. Provide a formal admission notice or admission notice issued by the overseas school to be enrolled, or other valid admission certificates.

4. Proof materials of tuition and miscellaneous fees required during the study period.

5. The passport of the entry visa of the country where the students who intend to study abroad have been completed.

6, no bad credit and illegal behavior, good health, honesty and trustworthiness.

7. If the immediate family members, legal guardians or spouses of overseas students borrow money, they must have a fixed residence, a proper occupation, a stable and reliable income, good credit and the ability to repay the principal and interest of the loan on time.