The defendant can go to court. The long-term loan recruited by Zhilian will have a three-day repayment grace period. If the repayment is completed within this period, it will not be overdue. If it is overdue, the platform will calculate the penalty interest from the first day after the repayment date, and will also pay a high penalty interest and liquidated damages. And you will also be collected. If you still don't return it after collection, your family and friends will be bombarded by text messages and phone calls, which will seriously affect your life and work. After various collection methods, if you still don't pay back, banks and lending institutions will take you to court. Once the case is finalized, you should not only pay the loan principal, interest and penalty interest, but also pay high compensation and bear the legal costs.

First, Zhaolian Good Term Loan is a personal consumer credit service launched by Zhaolian Consumer Finance. Zhaolian Consumer Finance is a licensed formal financial institution that can issue personal consumption loans. Therefore, from the product background, it is formal to recruit a good term loan. Mainly for the working class, it does not provide loan services to students, so it is also compliant in operation. When applying, you need to check the personal credit report, and the loan record will also be credited, indicating that the product has cooperation with the central bank's credit reporting and is more formal in the loan process. As a personal consumption credit service, its funds are mainly used for home improvement, education, tourism, or daily consumption such as buying large pieces of furniture and electrical appliances, which is in line with the scope of personal consumption loans, so the use of loans is also compliant.

2. Good term loan is an Internet credit loan product under Zhaolian Finance. Its main feature is unsecured and unsecured personal consumption credit loans, which can only be applied for by personal credit.

1, the amount of good-term loans is relatively high. According to feedback from netizens, the general loan amount is around several thousand yuan, and users with good personal qualifications can get up to 200,000 yuan.

2. Simple application and flexible repayment. Because good-term loans are automatically audited by the system, they can be borrowed at any time 24 hours, and the audit results will come out immediately.

3. Repay the loan by stages to reduce the pressure on borrowers. You can apply by mobile phone.

Third, the application conditions

1. China citizens with full capacity for civil conduct are temporarily closed to compatriots from Hong Kong, Macao and Taiwan.

2. The age is between 18 and 60 years old.

3. There is no bad record in the credit investigation.