Generally speaking, within 10 working days after the loan is completed, the lending institution will take the initiative to mail the relevant procedures to the 4s shop and notify the borrower. After the mail arrives, the borrower can go through the relevant formalities with his ID card. However, if it is a bank loan, you may need to go through the formalities of repaying the vehicle loan yourself. After the bank inquiry is confirmed, if your car is loaned by a guarantee company, you need a certificate from the guarantee company.
3. Apply to the vehicle management office for cancellation of mortgage registration. With the above procedures, all motor vehicle owners can go to the vehicle management office together with the bank agent to apply for cancellation of vehicle loan mortgage registration.
The motor vehicle owner fills in the application form, which is jointly applied by both the motor vehicle owner and the mortgagee, and submits the following documents and vouchers: 1, identity certificates and photocopies of the motor vehicle owner and the mortgagee (bank agent); If the motor vehicle owner is not registered in Chengdu, a residence permit is also required;
2. The repayment certificate issued by the bank or guarantee company;
3. Motor vehicle registration certificate.
Auto loan decompression steps:
Step 1: Contact the bank, auto financing company or guarantee company that handles the loan.
If you pay off the car loan, you must first find the "mortgage contract" you have written, consult the contact number of the bank, auto financing company or guarantee company on the contract, and get in touch with it.
Step 2: Go through the settlement procedures and get the motor vehicle registration certificate.
Generally speaking, within 10 working days after the loan is completed, the lending institution will take the initiative to mail the relevant procedures to the 4s shop and notify the borrower. After the mail arrives, the borrower can go through the relevant formalities with his ID card. However, if it is a bank loan, you may need to go through the car loan settlement procedures yourself, and after the bank confirms it, (if your car is loaned through a guarantee company, you need the certificate of the guarantee company).
Step 3: Apply for cancellation of mortgage registration at the vehicle management office.
With the above procedures, the motor vehicle owner can take the bank agent to the vehicle management office to handle the "mortgage cancellation" registration.