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Frequently Asked Questions about Personal Loan for Studying Abroad in Postal Savings Bank (Quota, Term and Repayment Method)
loan limit

The maximum credit line does not exceed 6,543,800+0,000.

deadline

The longest is 10 year.

Repayment method

Matching principal and interest, the monthly repayment of principal and interest remains unchanged;

Average capital and monthly repayment principal remain unchanged;

The principal and interest shall be paid in equal installments, and the principal and interest shall be paid monthly during the grace period (the longest is 1 year), and the principal and interest shall be paid monthly after the grace period, and the amount of the principal and interest shall remain unchanged;

Average capital by stages, with monthly interest repayment during the grace period (the longest is 1 year), and monthly principal and interest repayment after the grace period, with the monthly repayment principal unchanged;

One-time repayment of principal and interest, and one-time repayment of loan principal and interest on loan maturity date.

Loan guarantee letter

Provide mortgage, pledge, credit, deposit, letter of guarantee, etc. Please consult your local branch for details.