First, the housing provident fund loans up to 350 thousand yuan;

Two, the maximum amount of unilateral or unilateral employees of husband and wife is 200 thousand yuan;

3. The longest term of commercial housing loans is 30 years; 30% down payment

4. The longest term of second-hand housing loan is 20 years. 50% down payment formula: Borrower's salary base for housing accumulation fund payment × 12×40%× loanable period.