The general requirements for loan to buy a car are as follows: At present, the commonly used auto loan methods are nothing more than auto finance companies, bank loans and credit card loans. Because of the complicated procedures, strict conditions and slow processing speed, banks rarely choose this method now. Auto financing companies are more convenient to handle, but the interest rate is higher than that of banks and credit cards. However, as soon as the interest rate was adjusted, the bank's interest rate also rose. If financial companies do some activities and produce preferential products, the difference will be even smaller, which may be lower than that of banks. So it depends on your personal situation and luck. You can pay attention to the websites of some big auto finance companies, such as General Finance, and you will know when there will be activities. 1. Application materials to be provided: (1) Personal loan application; (2) Personal valid identity documents. Including identity cards, household registration books, military officers' cards, passports, passes for compatriots from Hong Kong, Macao and Taiwan, etc. If the borrower is married, the identity certificate of the spouse shall be provided; (3) proof of household registration or long-term residence; (4) proof of personal income, and provide proof of family income or property when necessary; (5) Certificate of intention to buy a car issued by the automobile dealer; (6) proof of down payment for car purchase; (7) If the purchased vehicle is secured by other means than mortgage, relevant materials for the guarantee shall be provided; (8) If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the affiliation agreement and lease agreement for the vehicle to be affiliated with the transportation fleet. Second, the processing flow: 1. Customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time; 2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate; 3. issue loans. After all the formalities are completed, the loan approved by the bank will be directly transferred to the account of the automobile dealer by the bank according to the contract; 4. Repay on schedule. The borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract; I wish you a pleasant journey. If it helps you, please adopt it as the best answer. Thank you!