As long as it is more than 90 days since the last application for Gitzo business, you can apply for Gitzo staging business (commodity staging) again, but whether it can pass is comprehensively evaluated by the system. If it's only for a few days, you can try it.
Gitzo, as a domestic consumer finance service provider, entered China in 2004, officially launched its consumer finance business in Guangdong Province in June 5438+February 2007, set up the first China operation back office in Shenzhen, and built a leading domestic financial data processing and business support platform. By establishing strategic cooperation with national retailers, we will provide customers with in-store consumer loan services.
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overdue loans
According to the relevant provisions of the Contract Law, the borrower fails to repay the loan within the time limit stipulated in the loan contract, which is a breach of contract and should bear the liability for breach of contract. The ways to bear the liability for breach of contract include returning the loan principal, paying the interest during the loan period agreed in the contract and paying the interest of loans overdue.
Repaying the loan principal and paying interest within the loan period agreed in the contract will generally not cause disputes because the parties have clearly agreed in the loan contract; There is a great dispute between the parties about the interest on overdue loans, and the standards applied by judges in hearing such cases are not uniform, which affects the authority of the law.
The funds invested by banks in such loans may or may not be recovered in the future. There is a great possibility of losses, and commercial banks usually have to impose a penalty interest on such loans. Overdue loans are the problem assets of banks. Commercial banks should maintain a high capital reserve, and the reserve ratio is generally 50%.
References:
Baidu encyclopedia-overdue loans