Simply put, cooperative loans between two or more banks are syndicated loans, cooperative loans provided to developing countries through the World Bank are syndicated loans, and syndicated loans are also considered as a kind of syndicated loans.

Joint loans are bundled loans mainly provided by the International Bank for Reconstruction and Development to developing countries to mobilize other funds, and the World Bank plays the role of credit support.

Syndicated loan refers to the local and foreign currency loan or credit business provided by two or more banks to borrowers through correspondent banks at the agreed time and proportion on the basis of the same loan conditions and loan agreements.