Individuals (or companies) who own motor vehicles provide vehicle certificates, that is, automobile mortgage bank loans. The documents required for automobile mortgage bank loans include: driving license, car purchase invoice, etc. , and to the vehicle management office for mortgage registration. You can still drive. If it is overdue, the car will be returned to the creditor. Scope of application: all motor vehicles and commercial vehicles of individuals and companies registered in the vehicle management office! The application object of automobile mortgage is a natural person with independent capacity over (1) 18 years old; (2) Domestic enterprises with independent legal personality and registered with the Administration for Industry and Commerce. If you want to get a loan, I suggest you go to Yirong.com. You can apply online directly, and there is no charge before the loan. Yirong.com reminds you: Generally speaking, those who charge first are liars.

Second, Hangzhou automobile mortgage interest rate

The interest rate in automobile mortgage is 4.35%. Automobile mortgage is a loan obtained by the borrower from a financial institution or an automobile consumption loan company, and the interest rate in automobile mortgage is 4.35%. Automobile mortgage's purpose of taking cars as collateral is to be quick. Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds, that is, the principal, in a certain period of time. Mortgage interest rate, a term in the field of economics, refers to the loan interest rate in the form of mortgage with real estate.

3. Does the vehicle mortgage loan in Hangzhou need guarantee?

Is there no guarantee for the vehicle mortgage loan in Hangzhou?

According to the Guarantee Law of People's Republic of China (PRC) and relevant national laws and regulations, in order to strengthen the management of vehicle mortgage registration, protect the legitimate rights and interests of both parties to the mortgage, and maintain the order of socialist market economy. Those who meet the requirements can be directly mortgaged.

Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the car or self-purchased car of the pledger or a third party as collateral.