Hello, thank you for your interest in Gitzo. You need to call customer service to apply for prepayment before the repayment due date 15 days. Customers who have purchased the "Flexible Repayment Service Package" when handling the loan can apply for prepayment after fully repaying the third installment, without paying the prepayment fee. Customers who do not purchase this service have to pay 200 yuan in advance. Customer service will calculate the specific repayment amount according to your situation.