1. Bank loan: You can apply for a loan from a local bank and decide whether you can get a loan according to your personal credit record and income. The specific loan amount and interest rate will also depend on your personal situation.
2. Peer-to-peer lending platform: You can apply for a loan through a peer-to-peer lending platform, but you need to choose a formal and qualified platform and know the relevant loan interest rate, term and repayment method.