For the whole vehicle mortgage loan, you need to check the credit information. When banks and financial institutions approve loan applications, they will evaluate the borrower's credit status and repayment ability through credit reports. Credit report contains important data such as personal credit rating score and blacklist, which is very important for determining loan amount and interest rate.

In addition, according to the "103 data" you mentioned, this is a platform for querying online loan big data reports. You can better understand your credit status in the financial field by checking your credit rating score and whether there is a blacklist on this platform.

Therefore, when applying for a full car mortgage loan, it is recommended to know and evaluate your credit information in advance, so as to be more confident and confident in the interview.