One of the conditions is that you have not been employed for more than 6 months after graduation, and you have registered unemployment in the local labor and social security department.

1. The preconditions for Qingdao college students to apply for business start-up loans are:

(1) College degree or above.

(2) Entrepreneurship needs environmental protection and can promote local economic development.

(3) have a stable economic income, good credit, and the ability to repay the loan principal and interest.

(4) Have a detailed business plan, which is reliable.

(5) Having a clear production and office address.

(6) Not being employed for more than 6 months after graduation, and registering unemployment in the local labor and social security department. ?

(7) Other conditions stipulated by the loan department.

Second, the loan period:?

The small-scale entrepreneurial loans provided by the state for college graduates are subsidized loans from the government, with a term of 1 ~ 2 years, after which they will no longer enjoy financial interest subsidies. ?

Three. Loan method:?

Small loans for college graduates to start their own businesses are secured by mortgage. ?

Fourth, the relevant instructions?

The specific operation method can be consulted with the local labor and social security bureau. In addition, there are other preferential policies for college students' entrepreneurship. For example, those who are engaged in self-employment will be exempted from administrative fees for industrial and commercial registration management within 1 year. Self-employed individuals and self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses. ?