Meituan loan is a more reliable loan method. As one of the largest online local service platforms in China, Meituan has a huge user base and a mature business system, and its loan service is credible to some extent. First of all, as a listed company, Meituan has strict requirements for supervision and information disclosure, so its loan business operation and risk management are relatively standardized. In addition, Meituan has a wealth of user data, which can accurately evaluate the credit status of users through big data analysis, thus reducing the loan risk. Secondly, the product design of Meituan Loan is relatively reasonable. According to the credit status and needs of different users, provide loan options with different amounts and durations. At the same time, the application process of Meituan Loan is relatively simple, and users can quickly complete the application and approval process through the mobile app. However, it should be noted that although Meituan Loan is a relatively reliable loan method, it still has certain risks. Therefore, users need to know their repayment ability and risk tolerance when applying for loans to ensure that they can repay on time and avoid bad records such as overdue. In short, Meituan loan is a relatively reliable loan method, but users need to pay attention to risk management and repayment ability evaluation when applying and using it to ensure the safety and stability of their own funds.