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How to withdraw the provident fund and return the personal housing loan?
The methods of withdrawing provident fund and returning individual housing loans are as follows:

1. The unit where you work issues an Application Form for Withdrawal of Housing Provident Fund, which varies slightly from place to place, subject to the local conditions.

2. Print the personal loan statement at the personal loan bank. Some places need to provide repayment plans and repayment details, subject to local policies.

3. Prepare the original and photocopy of the purchase contract and registration form. If the property right has been handled, prepare the property right certificate (real estate license).

4. Prepare the original and copy of the loan contract. The copy need not be copied completely, and the key points should include the contract record number, the signed and sealed part and the contract annex.

5. It is necessary to prepare the original and photocopy of the ID card and the bank card entrusted by the bank to open an account.

6. Prepare materials and submit them to the local provident fund management center or department. After the approval, the extracted provident fund will be credited to the personal bank card and received in real time. The withdrawal amount cannot exceed the total annual repayment amount, and can be withdrawn once a year.

Expand the method of housing accumulation fund registration and account opening in information processing units;

Answer: When registering the deposit of the unit housing provident fund, the unit manager will go to the designated outlet of the housing provident fund management center to get the relevant forms, register the deposit of the housing provident fund, open the account of the unit and individual employees, and provide:

(1) Registration Form for Opening an Account for Housing Provident Fund (with official seal and financial seal);

(2) Housing provident fund deposit base table (with financial seal);

(3) On-the-job employee salary distribution roster (leave a copy of the original and affix the financial seal);

(4) A copy of the legal person's ID card (the administrative institution shall rely on the unit's legal person certificate);

(5) Business license (the administrative institution relies on the organization setting document) and organization code certificate, and the original inspection is 1 copy (with official seal);

(6) A copy of the agent's ID card.

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