If you mean to apply for online personal pledge loan, then you need to use U shield; If you haven't applied for U shield, please go through the application procedures at ICBC outlets.

At present, online personal pledge loans only support RMB time deposits as collateral, and the proportion of pledged loans is 90%, that is, the loan amount shall not exceed 90% of the pledged amount. If the total loan amount you applied for in the pledged loan contract handled by online banking has not been fully used, the remaining loan amount can continue to be used within the validity period of the loan contract. In a loan contract, up to five accounts can be pledged, with a minimum of 5,000 yuan and a maximum of 6,543.8+0,000 yuan, with a total of no more than 6,543.8+0,000 yuan.