The application conditions of this small loan product are very low, and only personal identity information is needed. Non-students and white families with no credit history can also apply.
Age requirement: 18 to 55 years old.
Can students apply? number
Personal credit requirements: good or white.
1, personal data
Name, ID number, email address or QQ number and mobile phone number.
2. Income from work
Occupation and monthly income
Reminder: Users with high monthly income prove that the stronger the repayment ability, the lower the overdue rate and the easier it is to get loans. Gitzo Fu Bao is much simpler than other loan channels, and there is no need to provide bank flow certificate, credit report, residence certificate and so on.
3. The purpose of the loan
No matter what kind of loan you apply for, the premise must be legal and compliant, and you can't invest in high-risk projects, such as consumer loans for house purchase and business purposes, loans for stock trading, gambling, usury, etc. This is forbidden.
4. Contact information of family members and relatives
Names and telephone numbers of relatives
General lending institutions let you fill in this option, for fear that you will not return it after the deadline, you will not be contacted, and you will run away. Therefore, some institutions will contact relatives to verify a few questions during the audit.