Laishang Bank can apply for a loan from E Lai as soon as it changes jobs. According to relevant public information: Laishang Bank can apply for a new job, and the application result should be based on the final audit result, and the change of users' work will not directly affect the loan audit result. The basic application conditions for bank loans are that the user 18 years old or above, has a stable job and income, and has good personal credit information. Even if they change jobs, users can apply for bank loans normally as long as they have certain repayment ability.