1. Which banks can apply for loans for students now?

There is no need to borrow from banks. If you are going to college, you can get a loan from your place of origin (just go to the local government and ask how to apply for it) ) or apply for a student loan after arriving at school.

2. What types of student loans are there

Student loans are divided into three types: commercial student loans, student loans from the student’s place of origin, and national student loans. The latter two categories are usually mentioned more often, and the first type of student loans is mentioned and where

Student loans carry interest.

It is calculated based on the national student loan and the student’s origin aid rate. Interest on student loans related to the student's place of origin will only start to be calculated after September of the year the student graduates from college

Commercial student loan interest is generally based on the regulations of the lending institution, the conditions of the borrower and the loan. Certainly. Generally, the benchmark interest rate is used as a reference, and a certain floating amount is implemented based on the benchmark interest rate. The specific floating range shall be subject to the regulations of the lending institution.

3. What are the following types of student loans in my country ()

There are four main forms of student loans: national student loans; student credit student loans; college loans Interest-free loans for students using state financial funds; general commercial student loans. 1. National student loans are a major measure taken by the Party Central Committee and the State Council under the conditions of the socialist market economy to use financial means to improve my country's general university funding policy system and increase financial support for students from poor families in ordinary universities. National student loans are government-led, fiscal interest subsidies, financial and university authorities jointly provide banks with certain risk compensation, and banks, education administrative departments and university authorities jointly operate bank loans to specifically help students from poor families in colleges and universities. Borrowing students do not need to apply for loan guarantees or mortgages, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses while in school, and are repaid in installments after graduation. On August 8, 2012, the new student loans issued by the Development Bank will exceed 12 billion yuan. 2. There are four main forms of loans: national student loans; credit-based student loans from the student’s place of origin; interest-free loans provided by colleges and universities using state financial funds for students; and general commercial student loans. Among them, national student loans have the largest funding intensity and scale and are the main content of student loans. 3. Public full-time colleges and universities should actively implement the national student loan policy and work with cooperative banks to apply for national student loans for students from poor families in colleges and universities. In addition, some private colleges and universities have launched national student loans. Students should pay attention to the relevant statements in the school's admissions brochure or admission notice. Relevant departments of the school are responsible for reviewing the qualifications of national student loan applications submitted by students and verifying the authenticity and completeness of materials submitted by students; banks are responsible for final approval of students' loan applications. 4. Borrowing students should confirm the student loan repayment plan with the bank when going through graduation procedures. Within one year after graduation, you can submit an application to the bank to adjust the repayment plan. Student loan principal and interest repayments can be taken in a variety of ways, and the loan can be paid off in advance one time or multiple times. If a college student chooses to repay the loan early, the handling bank shall not charge any additional fees other than the interest payable.