The benchmark interest rate of bank loans is generally calculated based on long-term and short-term, but on the basis of the benchmark interest rate, it will rise differently according to different purposes and qualifications.

Interest rate item annual interest rate (%)

Loans within six months (including six months) 6. 10

Loans from six months to one year (including 1 year)

One to three years (including three years) loan 6.65

Loans for three to five years (including five years) 6.90

Loans for more than five years

The loan interest rate will rise, depending on the bank's policies and loan purposes, within the range of 10%-40%.