It is relatively easy to borrow, but whether it is easy to borrow or repay mainly depends on the lender's own loan conditions.

Dongguan Bank Guanyidai is a formal corporate loan, which definitely requires you to have the ability to repay. Dongguan Bank Guanyidai is an online credit product launched by Dongguan Bank. It does not require paper documents, is pure credit, mortgage-free and guarantee-free, and can be applied for through one-click self-service via mobile banking. During the promotion period, the annual interest rate is as low as 5.60%, and the maximum amount is 300,000. You can borrow and repay at any time. The annual interest rate is low, and it is fast and convenient. The loan targets include Dongguan Bank's salary payment customers, Dongguan Bank's housing loan customers, and Dongguan Bank's housing provident fund customers. Since its establishment, the Bank of Dongguan, under the correct leadership and supervision of the Dongguan Municipal Party Committee, Municipal Government and regulatory agencies, has focused on the core goal of maximizing shareholder value, taking efficiency as the standard, market as the guide, customer as the center, improving human capital and technology. Based on application capabilities, relying on risk control capabilities, and taking structural adjustment and optimization as the main line, the level of operation and management has been continuously improved, and various tasks have made great progress, ranking among the top in the country. Outstanding performance among the same industry in China.

The bank is a bank with independent legal personality. It has a short management radius, flexible decision-making, obvious advantages in technological development, advanced software and hardware equipment, high flexibility in independent development and design, is closer to the market and customers, and constantly innovates finance. products and serve customers wholeheartedly. The Bank has a wide range of personal businesses, including various types of deposits, collective credit business for regular employees of high-quality units, "Haoyiju" housing provident fund portfolio loans, "interest-raising" interest-free financial services, "Yulan Finance", etc. "Management", fund consignment and other personal businesses, and successfully launched Hengtong Credit Card; in order to adapt to the characteristics of Dongguan's export-oriented economy, the Bank actively developed international businesses such as letters of credit, foreign exchange loans, and agency trade financing; the Bank's corporate business maintained a good momentum of development , mainly engaged in various types of corporate deposits and loans, acceptance bills, letters of guarantee and other intermediary and specialty businesses; the bank's capital business enjoys a certain reputation in the industry and has brought huge profits to the bank. It is mainly engaged in interbank deposits, bond investments, and bills. Rediscounting, credit asset transfer and other businesses.