1, which is conducive to improving payment flexibility. When an enterprise uses a commercial bill to pay for the goods, it can transfer the creditor's rights and debts during the transaction by issuing bank acceptance bills, commercial acceptance bills, bill endorsement and bill transfer.

2. It is conducive to reducing financial costs. Enterprises use bills instead of working capital loans, which is equivalent to using bills payable instead of cash in accounting subjects.

3. It is conducive to improving the capital turnover rate. Using bills instead of cash to participate in enterprise commodity purchase and sale activities will neither affect the operation of enterprises nor occupy their own funds, but also enable enterprises to invest their limited funds in more production and business activities, which will help enterprises speed up capital turnover and improve the efficiency of using their own funds.

4, is conducive to improving the financial management ability of enterprises. After the liquidity loan can be circulated, a large amount of liquidity occupied in the form of monetary funds can exist in the form of virtual negotiable instruments.