(1) Submit an application to Bank of Communications;

(2) Efficient approval process to obtain results;

(3) obtaining approval and guarantee;

(4) Loan issuance and car purchase completed.

2. The Bank of Communications shall prepare the following basic documents or materials for car purchase loans:

(1) Identity certificate and marriage certificate (such as resident ID card, household registration book, marriage certificate, single certificate or statement, etc.). );

(2) Proof of loan use (such as car purchase contract and down payment certificate, etc.). );

(3) income proof materials (such as income proof, payroll, tax bill, etc.). );

(4) Other relevant information.

3. Characteristics of Bank of Communications auto loan business:

(1) The maximum loan ratio is 80%;

(2) The longest loan period is 5 years;

(3) The loan application is simple and quick;

(4) Check the loan progress at any time;

(5) The security of fund transfer transactions;

(6) Tailored repayment plan;

(7) Repayment reminder service is thoughtful.

Extended data:

1. There are many repayment methods for the car loan of Bank of Communications, including matching principal and interest, average capital and installment repayment. If the loan term is within 1 year (inclusive), you can also choose to repay the principal and interest once.

2. Customize the personalized repayment plan for the applicant. Bank of Communications will negotiate a repayment plan suitable for you according to actual needs, combined with financial status and credit history.

Bank of Communications-Personal Consumption Loan