Can a portfolio loan be converted into a commercial loan? The interest rate will still be at the previous discount.

Yes; press before. Portfolio loans mean that borrowers who meet the conditions for personal housing commercial loans and also deposit housing provident funds can apply for personal housing provident fund loans while applying for personal housing commercial loans. Portfolio loans can be converted to commercial loans, and the interest rate will still be at the same discount as before. Interest rate refers to the ratio of the amount of interest to the amount of borrowed funds (principal) within a certain period of time.

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