Maybe.

The process of debt repayment is that the bank will get you a set of fake materials and a shell company, and then use this shell company to apply for a loan from its own bank. Banks will handle loan approval and lending according to normal procedures through internal operations. After the next payment, the bank will detain most of the money, and the rest will be yours. The money detained by the bank will be used to fill the real bad debt hole. For example, a real customer has a bad debt of 6.5438+0 million, and the bank only needs two people to pay off the debts, so it can cover the bad debts.

Did an individual register a business, pack other materials for you, and then apply for a loan, giving you 400,000 yuan from 1 10,000?

First of all, even if it's true, you get 400,000 yuan, but you still have to pay back/kloc-0,000,000 yuan with corresponding interest. Do you think this is a good deal? Secondly, this kind of packaged loan actually deceives banks by creating false information. When the bank finds out, you may not have to consider applying for a loan from the bank in the future, because you cheated on the loan. Finally, what do you think if the other party borrows your information and doesn't give you a penny, but you return1100,000? There are too many online scammers, and they listen to the wind and rain.

The packaging company said that you can borrow money from the bank after packaging. Is it credible?

If the borrower has the basic conditions to go to the bank for a loan, such as: stable work income, good personal credit information, good repayment ability, but almost qualified, it can generally be packaged by a packaging company and then applied for a loan in the bank; However, if the borrower does not have any conditions and the packaging company says it can help package the loan, it is necessary to be cautious. It's probably a fraud company. If you want to get a loan from a packaging company, you should also find a more formal one.

Generally speaking, to apply for a personal loan, you need to meet the following conditions:

1. A China citizen who has a permanent residence, permanent residence or valid residence certificate at the place where the loan bank is located, is under 65 years of age (inclusive) and has full capacity for civil conduct;

2. Have a proper occupation and stable income, and have the ability to repay the loan principal and interest on schedule;

3. Have a good credit record and willingness to repay, and no bad credit record;

4. Being able to provide legal, effective and reliable guarantee recognized by the bank;

5. There is a clear loan purpose, and the loan purpose is in compliance with relevant regulations;

6. Other conditions stipulated by the bank.

Is the loan from the packaging company reliable?

"Packaged loan" is a kind of routine loan. Usually refers to the so-called packaging upgrade of customers' own credit through various illegal means, so as to borrow money from banks and other financial institutions, and then earn the difference. The customer finally got only a small part, but owed a large loan to the bank.

Peer-to-peer lending is risky, so choose carefully. If you need funds, it is recommended to handle it through a formal loan platform.

Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.

Reply time: 2021-11-22. Please refer to the latest business changes announced by Ping An Bank in official website.

This concludes the introduction of packaged loans for registered companies and packaged loans for packaging companies. I wonder if you have found the information you need?