Now the loan is 230,000 yuan, and the loan is 15 years. What is the average monthly repayment?

According to commercial loans, the benchmark interest rate is 6.55%.

Equal monthly repayment

The total loan is 230,000.00 yuan, the repayment months are 65,438+0,809.87 yuan, the total interest paid is 65,438+0,365,438 yuan, and the total principal and interest is 3,665,438+0,777.38 yuan.

Decreasing monthly repayment

The total loan is 230,000 yuan.

Number of repayment months: 180 months

The repayment in the first month is RMB 2,533.65438 +09, with a monthly decrease of RMB 6.97.

The total interest paid is113,615+0 yuan.

Total principal and interest is 3436 15.438+0 yuan.

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