You can also go to the bank to apply for a loan after online lending. But we should pay attention to whether the online loan is overdue and the type of loan applied to the bank. If you apply for a credit loan from a bank, you need the lender to maintain a good reputation. There can be no indication of overdue repayment and non-repayment on personal credit information. In other words, under the premise of ensuring that online loans do not affect credit reporting, the pass rate of applying for loans from banks is higher.

There are many kinds of bank loans. Such as credit loans, mortgage loans, pledge loans, etc. Among them, credit loan refers to the loan that is unsecured by personal credit, and it is also a popular loan method. Banks have strict risk review and control over such loans, and usually refer to the borrower's borrowing ability and borrowing risk.