Generally speaking, fraudsters will convince everyone through warnings and threats. Therefore, after encountering such a thing, everyone should do this:
1. Find a reason to hang up the phone immediately, then calm yourself down and think about whether you really have a loan and what is the current loan situation;
2. You can check whether your loan account is normal through official channels such as mobile APP and customer service.
3. After determining that the other party is a fraudster, call the police immediately and explain the situation to the public security organ;
If the fraudster calls again, everyone should try to hold each other steady and help the public security organs find him.
Generally speaking, don't panic when you encounter phone fraud related to loans. You should get in touch with relevant financial institutions and get real information from authoritative departments. In addition, everyone must contact the public security organs in time to prevent fraudsters from cheating or harassing again.
Generally speaking, loan fraudsters are looking for people who have loan experience or are handling loans to defraud. Therefore, these two groups of people should be more vigilant.
Tips: Be sure to apply for loans from formal financial institutions to prevent personal information from being obtained by fraudsters. That's what I said about fraudulent phone calls. Do you have a loan? Teach you how to deal with it, I hope it will help you!