A very rich man, one day, he needed to go away for a while, but the luxury car he was driving couldn't find a suitable place to park at once, so he took his luxury car to the bank for mortgage. After a period of time, he went to the bank to repay the loan. The bank clerk found that there was a lot of money in his account and asked him why he still needed a loan. He said that he could never find such a safe, convenient and free parking space on Wall Street.

just because of "borrowing money" once, he not only got a working capital, but also made a profit by investing outside, and the profit was much higher than the bank interest, and it was equivalent to parking the car for free.

There is a popular saying that the poor like to deposit money in the bank, while the rich like to borrow money from the bank.

People with poor thinking are afraid of owing money to others and banks, and just want to work and save money easily and without debt.

People with rich thinking, even if they already have a lot of money, still like to borrow money everywhere, and always take out bank loans. They just want to borrow more money, and then invest in various projects to make money.

There are two ways to get money, one is to get money by hands and skills through time; The second is to use money itself to come to Qian Shengqian through the capital market.

the first one is low risk and slow to get money; The second risk is high and the money comes quickly.

if you want to get wealth through the latter, you must first have a start-up fund. Rich people can always get loans from banks because they have various assets as collateral, but it is even more difficult for poor people to get loans from banks, because banks feel that poor people have no repayment ability.

In fact, many rich people start with "borrowing". The "borrowing" here includes not only simply borrowing money, borrowing money from friends, relatives, parents and banks, but also the law of "borrowing" other people's status, rights, wealth influence and other resources to create wealth for themselves.

2

Jack is an excellent businessman. One day, he told his son.

Jack: "I have taken a fancy to a girl and I want you to marry her.

son: "I will decide the bride I want to marry myself."

Jack: "But the girl I'm talking about is the daughter of the richest man in the world."

son: "wow! In that case ... "

At a party, Jack walked up to the richest man in the world.

Jack: "Let me introduce a good husband to your daughter."

rich man: "My daughter doesn't want to get married yet."

Jack: "But the young man I'm talking about is the vice president of the World Bank."

rich man: "wow! Then in that case ... "

Then, Jack went to see the president of the World Bank.

jack: "I want to introduce a young man to be the vice president of your bank."

president: "we already have many vice presidents, enough!" "

Jack: "But the young man I'm talking about is the son-in-law of the richest man in the world."

president: "wow! In that case ... "

Finally, Jack's son married the daughter of the richest man in the world and became the vice president of the World Bank.

Although this joke has been circulating for a long time, it is regarded as a practical "business" by many rich people, and it is not unreasonable.

a distant relative, cousin, made a fortune with the help of other people's capital flow.

in 2, my cousin opened a small shop downstairs, selling men's socks, underwear and other small clothes, and the business was very general. My cousin always wanted to do some other business, but he was worried that he had no capital, and it was unrealistic to ask relatives and friends to borrow money. At that time, everyone was very poor.

Suddenly, one day, my cousin contacted a brewery in a provincial capital and started a beer dealer. At that time, he negotiated with the manufacturer to settle accounts every six months.

In summer, at night in the small town, all kinds of small restaurants, roadside stalls and barbecue stalls are full of consumers, and the leisurely pace of life makes people drink for three to five hours. Soon, the demand for beer market is increasing, and my cousin's business is very hot. I saw that the whole car of beer was pulled to his home.

however, my cousin has never made any money.

For example, if the purchase price of beer from the manufacturer is 1.5 yuan, he will add 3 points and 5 points. In many cases, he will simply pay 1.5 yuan, and sometimes 1 yuan will also approve it. Other dealers dare not do this. Business is booming. At the end of the year, when Lao Zhang settled accounts, he basically made no money.

after several years, my cousin was all smiles.

It turns out that he didn't expect to make money by selling beer at all, but had other projects.

He invested in a real estate project. Where did the money come from? He raised money by selling beer, because every payment has a half-year deadline, so he used this half-year gap to turn the money for selling beer and real estate investment back and forth.

in half a year, I earned millions.

do your own thing with the help of others, and it's a win-win outcome.

I have to admit, firstly, Qian Shengqian is really powerful, and as long as the direction is right, there is a great chance of making money. If you are afraid to borrow money, to some extent, you will miss some opportunities to get rich. Second, it really requires extraordinary courage and foresight.

3

Why do you borrow money? Mainly Qian Shengqian, if you can't make money by borrowing money, it's also a waste of time.

Borrowing money is an art. The good friendship you borrow will last forever, and you will get rich. If you can't borrow money, you will run out of money and be heavily in debt. Many people just want to be rich and "borrow money". As a result, the rich have failed, but they have become old-timers.

A friend's brother used to run a coal mine anchor processing factory, and his business was very good. He made a lot of money and bought several suites by himself.

In order to earn more money, he decided to expand the scale, increase investment and borrow a lot of money from the bank with his house as collateral. Later, with the depression of the coal mine, there was a large backlog of products, and the processing factory suffered serious losses. It failed to repay the loan on time, and the bank auctioned his mortgaged property, which became heavily in debt and penniless in a few years.

For people who are engaged in stock trading, if they haven't made long-term stable profits, they will borrow money for stock trading or add leverage, which will undoubtedly accelerate your disappearance.

On the other hand, if you have achieved long-term and stable profits, and your mentality and technology are very mature, increasing funds may make you "even more powerful" and rise rapidly.

The same is true for industrial investment. If you are not competent, inexperienced, have no connections, are not good at communication, don't know the way of management, and don't understand the industry situation, you can borrow money to start a business, and the result may often be contrary to your expectations.

There are also some people who have maxed out their credit cards, and they seem to be quite good at borrowing money, but instead of becoming rich, they are in debt. Because they only see risks in their eyes and don't see opportunities.

when it comes to buying a house, most people see the same phenomenon: the house price is too expensive, and from the perspective of "the house price is too expensive", this problem will always exist. The only difference lies in the essential reason of "too expensive". Will it be more expensive in the future? Those who see the latter will borrow money to buy a house or even multiple suites as long as they have the conditions.

Therefore, borrowing money does not mean that you can become rich by lending money to your hands.

the highest level of "borrowing money" is actually resource integration, which is good at borrowing or integrating various resources to get what you want.

Li Ka-shing has a famous saying: grasping the situation, Ming Dow and excellent skills are the necessary conditions for achieving great things.

being able to "borrow money" is a combination of the three. Those who can "borrow money" can often gain insight into the development and changes of the situation, seize a few opportunities, and even if they have nothing, they are good at using the potential of others to do their own thing.

People with rich thinking are not only good at "borrowing money", but also will "borrow money" on a large scale without hesitation when the opportunity comes. Then, through effective risk control, careful planning and careful operation, they will finally reap huge benefits that others dare not think of, so as to become rich, instead of blindly fearing and refusing to be in debt.