There are frequent chaos in the offline lending market. On the one hand, in terms of pre-lending risk control, many salesmen said that they can help lenders package credit information and "go through the back door" in loan banks; In addition, when the reporter proposed loans for buying houses, stocks and funds, some salesmen said that it was "no problem at all", and the loans would be issued in the name of decoration loans, and the specific use of funds could be controlled by themselves. 2. Some products are adjusted, and some are offline.
The chaos of offline lending continues, while the online lending market is not good at present.
On the one hand, with the rising cost of online customer acquisition, the profit margins of many lending platforms have been further compressed. In addition, under the general trend of direct connection, some platforms bluntly increase the pressure of subsequent compliance, and their products will also face earth-shaking changes.
Summary:
The lending industry has been hovering in the gray area of the lending circle. There are no large-scale companies at present. Due to the particularity of the industry, it is believed that it is difficult to appear head enterprises in the future. The lending circle is mixed, and there are not a few people who deceive consumers. This has also led to this industry. Often criticized by society.