Dear leaders of municipal party committee and municipal government:
My name is xxx, and now I run a xxx company. The preferential policies of the party and the state to encourage self-employment, the severe financial crisis and the employment situation made me choose to start my own business. I have been running in Jiangsu, Zhuhai in the south, Chongqing in the west and Liaoning in the north. I have been looking for entrepreneurship and now I have moved to Zhuzhou to start a new business. I have accumulated some entrepreneurial experience and ideas in my personal social practice. However, the funding problem has now become the bottleneck for many entrepreneurs like me. I want to expand my business, but I have no source of funds. I thought about borrowing money from my family, relatives and friends, but I hardly heard from them. And my parents have been heavily in debt since I finished college, and they are helpless in the face of the embattled family situation.
I thought about giving up because of financial problems. However, looking at the past development of today's society and looking forward to the fast lane of social development, I can't give up the idea of changing my destiny with my own knowledge and efforts, because I am at least a college student now, a young man who should bear social responsibility. With expectation and selfishness, the applicant and the relevant government departments can give me 250,000 yuan of venture loan funds, and I will repay them on time and according to the amount. I sincerely hope that the leaders will give me consideration.
I wish all leaders happy work and good health!
I am here to convey
welcome
Applicant: xxx
How to write the application for college students' entrepreneurial loan?
Model essay on college students' application for venture loan
Dear leaders of municipal party committee and municipal government:
My name is xxx, I grew up in the mountains, I was born in the countryside, and I graduated from XXXXX, majoring in XXXXX. After graduation from XXXX, I have been unemployed for various reasons. I recall the hardships of study, the pain of job hunting and the confusion of development prospects, which touched my heart with great sadness. However, mountainous areas and poor rural areas have cultivated my tenacity, openness and pursuit.
Outstanding personality.
The preferential policies of the party and the state to encourage college students to start their own businesses, the severe financial crisis and the employment situation, I chose to start my own business. I have been running in Jiangsu, Zhuhai in the south, Chongqing in the west and Liaoning in the north. I have been looking for entrepreneurship and now I have moved to Zhuzhou to start a new business. I have accumulated some entrepreneurial experience and ideas in my personal social practice. However, the funding problem has now become the bottleneck for many entrepreneurs like me. I thought about borrowing it from relatives and friends at home, but there was almost no news because the countryside was really poor. And my parents have been heavily in debt since I finished college, and they are helpless in the face of the embattled family situation.
Do you want to go back to farming in barren hills and work in factories because of financial problems? Give it up. However, looking at the past rural development and looking forward to the fast lane of social development, I can't give up the idea of changing myself and Dashan's fate with my own knowledge and efforts, because I am at least a college student now, a young man who should bear social responsibility. With expectation and selfish thoughts, the applicant and the relevant government departments can give me XX million yuan of venture loan funds, and I will definitely repay them on time and according to the amount, and sincerely look forward to the leadership's consideration.
I am here to convey
welcome
I wish all leaders happy work and good health!
Applicant: xxx
2
How to write the enterprise loan application form? Specification of loan application form
As we all know, when applying for a loan from a bank, the bank will ask the borrower to show the loan application form. Then, how to write the application for enterprise loan? What should I pay attention to?
Specification for enterprise application form
Apply for a company loan
Enterprise name:
Application date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
I. Application for secured loan
Amount of secured loan (ten thousand yuan)
The guarantee application period starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Use of secured loan funds:
Source of repayment funds:
Repayment plan:
Counter-guarantee measures: (including personal property mortgaged or pledged by the legal representative.
Application for enterprise opinions:
Apply for company seal:
Signature of Legal Representative: (Seal)
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Handler (signature):
Two. Opinions of the bank to be loaned
Lending bank:
Opinions signed by the bank to be loaned:
Loan bank (official seal):
_ _ _ _ _ _ _ _ _ _ _ _ _
Three. Opinions of the Municipal Credit Insurance Center
Preliminary opinion of member service department:
Examiner:
_ _ _ _ _ _ _ _ _ _ _ _ _
Audit opinion of guarantee business department:
Reviewed by:
_ _ _ _ _ _ _ _ _ _ _ _ _
Opinions of the Municipal Credit Insurance Center:
Director:
_ _ _ _ _ _ _ _ _ _ _ _ _
Enterprise loan application template (short version)
_ _ _ _ _ _ _ branch of the bank:
_ _ _ _ _ _ Company is a key joint-stock enterprise in this district. In order to solve the difficulties in the production and operation of working capital, our company has applied to your bank for a working capital loan _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
I. Basic information of the enterprise: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ It is estimated that the annual output value will reach _ _ _ _ million yuan in 20 14, and the sales income will reach _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Our products passed the international quality system certification in. Has undertaken a number of projects, won the trust and praise of customers, and was awarded by the municipal, district government and the administrative department for industry and commerce as an "advanced enterprise that values contracts and keeps promises".
2. In order to make the enterprise successfully leap over the innovation of moving the factory into the mine and promote the smooth development and growth of the enterprise, according to the actual needs of the company's production and operation, we hereby apply to your bank for granting our company a working capital loan of _ _ _ _ _ _ million yuan to solve the problems in the process of production and operation.
Three. Regarding the loan term, according to the company's market and mine production this year, the loan term is two years.
Four. Loan collateral: Our company applies for this loan with the existing land and attachments on the ground as loan collateral.
The company promises to repay the principal and interest on time with a high degree of integrity and repay your concern and support for the enterprise with practical actions.
_ _ _ _ _ company
20 16 _ _ _ _ _ _
Enterprise Loan Application Template (Detailed Edition)
I. Company introduction:
(1) Basic information of the company
The company is mainly engaged in the slaughter of pigs, cattle and sheep (secondary), the processing and sales of livestock and poultry, and the breeding of pigs, cattle, sheep, chickens and rabbits; Wholesale and retail of metal materials, building materials, chemical products, general machinery, electrical equipment, wires and cables, instruments and meters, Wujinjiaodian, and sales of automobiles, motorcycles (you see the sample loan application from Fan Wendaquan) and motorcycles and their parts; Acquisition of waste materials and recycling and dismantling of scrapped cars. The registered capital is xxx million yuan, and the company is a limited liability company. There are xxx employees, including xx university graduates, xx technical secondary school graduates and xxx professional technicians. Since its establishment, xxx Co., Ltd. has been rated as XXX for many times; Consumers trust companies; ; Companies that honor contracts and keep promises; Top ten private enterprises; Taxpayers of private companies; Advanced private companies; And it is one of the private companies with strong xxx market and key protection, and it is the leading company of livestock and poultry breeding in our county. The group has strong development potential and brand advantages, and has always been honest, efficient, pragmatic and dedicated; Enterprise spirit, dedication to society, return to the public. The company's business philosophy of honesty, brand building, quality service and market winning has become an important support for the development of livestock and poultry breeding and food in xx, and has made greater contributions to the development and prosperity of local economy in xx.
(2) The credit status of the company as a legal person
Mr. xxx, the chairman of the board, was born in xx, graduated from MBA (Business Administration Course) of Tsinghua University, joined the army in XX, and retired to work in xxx Company in XX. Xxx, in the spirit of keeping pace with the times and pioneering, left his job without pay to start a business in X month of xxxx year. At present, he is a member of the Standing Committee of xx CPPCC, vice chairman of xx Federation of Industry and Commerce, vice chairman of xx Glorious Career Promotion Association, special inspector of xx People's Procuratorate, law enforcement supervisor of xx Public Security Bureau and member of xx Hardware Chamber of Commerce. Many times, he was awarded the honor of "Director (Manager) of Advanced Private Company" in xx, "Outstanding Member of Federation of Industry and Commerce" and "Glorious Career" in xx, and "Star of Laid-off Entrepreneurship and Re-employment" in xx. Xxx is an honest, good at management, with management knowledge and practical spirit. Under his leadership, xxxxx Company has continuously introduced advanced modern company system, consolidated the management foundation of the company, built a fine corporate culture, adhered to the business policies of high quality, high efficiency, honesty and customer service and the business purpose of "quality is gold, service is the heart", worked hard together, kept pace with the times, and constantly strived to expand to a new breadth and depth, thus building a staff team with high professionalism, efficient innovation and efficient team spirit.
The company always stresses credibility and abides by contracts. It has a credit relationship with xx Branch of China Bank and xx Credit Union of Rural Credit Cooperatives. In the process of communication with the bank, always pay interest and repay the loan principal on schedule. The performance rate of contracts signed with business customers is 100%, and it has been rated as a contract-oriented and credit-oriented unit by relevant departments for many times. It was rated as AA-class company by xx Branch of China Bank and AAA-class company by Chongqing Credit Union. The company is in good operating condition, with strong management ability, strong operating ability and profitability, high credibility and promising development prospects. In order to expand the scale of operation, the company will be expanded and new projects will be developed, but the company is short of liquidity. Now apply to the Agricultural Development Bank for project loans and short-term working capital loans. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on schedule. Therefore, xx Company is fully capable of repaying your project loan and short-term working capital loan to ensure the safety of your loan.
(3) Operating equipment and licenses
The business license is complete. The company has 1 secondary livestock and poultry slaughtering and processing plant in xx city. Is xxx pigs, cattle and sheep slaughter and pig purchase and sale of key companies. It has a national standard second-class mechanized slaughterhouse and advanced refrigeration facilities. Annual slaughter of xx pigs, xx cattle and sheep, xxx rabbits. Pig farm 1, rabbit farm 65438.
(four) assets and liabilities and production and operation.
The company has been engaged in livestock and poultry breeding and processing, pig and cattle slaughter, intensive processing and export of livestock and poultry products for more than xx years, and has achieved good business performance. In 2005, the company slaughtered xxxxx pigs and X million rabbits, slaughtered and processed xx million pigs, cattle, sheep and rabbits, with annual sales of xxxxx million yuan, realized profits of xxx million yuan and paid taxes of xx million yuan.
Main financial indicators of the company in recent two years
(five) the company's credit rating and two-year loan principal and interest:
Our company has a credit relationship with xx Branch of Bank of China and xxx Rural Credit Cooperative Association, and all of them have repaid the principal and interest of working capital on schedule, and were rated as AA-level companies by xx Branch of Bank of China and AAA-level companies by xx Credit Cooperative.
Two. Project loan and working capital loan forecast
(A) xx quality meat rabbit production base construction project
1. Construction scale: the annual output of high-quality commercial meat rabbits is xxx million, and 1 rabbit farm and 1 high-quality commercial meat rabbit demonstration farm are planned. There are xxx specialized households in the breeding community, which will be implemented in 6 towns such as xx, xx, xx and xx and 8 townships in xx * * *.
2. Total investment: controlled at xxxx million yuan;
3. Financing plan: apply for industrial investment subsidy of xxx million yuan, self-raised xxx million yuan, loan of xxx million yuan, and farmers' investment of xxx million yuan, subject to financial evaluation.
4. Project operation mode: company community farmers. The company is responsible for providing rabbit breeding, technical services and recycled products.
5, xxx quality meat rabbit production base construction work.
(1) On February 23rd, 2003, 65,438+invested RMB 10,000 to bid for the farm of xxx company in xxx town. The farm covers an area of xx mu, including xx mu of land use right, xx mu of housing construction and xxxx square meters of housing construction area. The buildings are mainly feeding pens, feed processing rooms and feed warehouses. It is intended to be used for the construction of xx million high-quality commercial meat rabbits demonstration field.
(2) In April 2005, xxX Company invested xX million yuan to build a new sewage treatment facility, which was put into operation in June 2005.
(3) In May 2005, after renting the original xxx winery with an investment of xxx million yuan, it was rebuilt into a rabbit farm with an investment of 530,000 yuan (including civil engineering and feeding facilities and equipment), and more than xxxx rabbits from New Zealand, California and Belgium were raised in the existing pens. The farm covers an area of 20 mu and 9 mu, of which the breeding area of rabbits is xxxx square meters.
(4) Signed a contract with xxx households in X township, such as xxx, XXX, etc.
(2) Operating working capital loan projects.
1, the company is a national second-class designated slaughterhouse in xx city, with advanced slaughtering facilities and refrigeration equipment. With the popularization of cold meat, the operation has promoted the rapid development of our company's export meat products business, which will increase substantially and will also bring about an increase in capital demand.
2. The company's livestock and poultry breeding is located in xxx, Xiadukou, xxxx Town, with an area of xx mu and a business area of xxxx square meters. It is the industrialized commercial pig breeding base of xxx "company farmers", mainly breeding "foreign ternary" and hybrid binary pigs. Intensive cultivation of new British strains, foreign binary breeding pig xxx, commercial pig xxxx. It is planned to expand the scale of self-propagation and self-support to xx million commercial pigs a year, which is now being implemented.
(III) In order to expand the business volume and scale of the company, it is urgent to inject a large amount of funds, and it is planned to apply for a short-term working capital loan of xxx million yuan. Its current working capital is xxx million yuan, and the company needs xxx million yuan, so it should increase its working capital by XXX million yuan.
The above-mentioned aquaculture project loans and short-term working capital loans are in line with the loans supported by your leading agricultural industrialization companies.
Third, the benefit forecast
(A) Breeding project forecast
1, this project * * * establishes xx meat rabbit breeding community and develops xxx large-scale breeding households, which can increase the income of large households by xxx million yuan, with an average net income of xxx million yuan per household. At the same time, the number of farmers benefiting from the project has reached xxxx, including xxxx, and farmers (immigrants) can increase their income by xxx yuan per capita, which is very obvious for benefiting farmers.
2, the implementation of this project, will also directly provide xxx jobs, can be placed in xxx production, at the same time help to promote the development of local feed, veterinary drugs, animal products processing and biochemical industries, easy to form new economic growth points, its social and economic benefits are obvious, and it is of positive significance to crack the emptiness of xxx industry.
3. Through the overall financial evaluation of the project investment, the annual agricultural output value of xxxxx million yuan, the investment profit rate of 24%, the financial net present value of XXXXX million yuan, the expected annualized expected rate of return in finance, the investment payback period of years and the loan repayment period of years can be realized, and the overall profitability is good.
4. The project not only helps to solve the local rural energy problem, but also plays a role in improving soil and improving the quality of agricultural products by developing ecological farming mode and popularizing technical measures such as biogas utilization, biogas residue returning to field and biogas slurry irrigation, which is of positive significance to promoting local ecological agriculture construction.
(2) Forecast of operating and processing benefits
This food slaughtering and processing factory is the second-class designated slaughtering unit in the urban area of xxxx, and it is also the only designated slaughtering factory that has obtained the administrative license of the county people's government. Slaughter and process xxx million pigs, cattle, sheep and rabbits every year, with annual sales of xxx million yuan, profits of xxX million yuan and profits of xx million yuan. With strong benefit space and advanced company management ability, it can ensure the safety of your short-term working capital loan.
Four. solvency
1. Due to the company's good operating conditions, strong management ability, strong operational ability and profitability, high credibility and considerable development prospects, in order to expand the scale of operation, the company will become stronger and bigger and develop new projects, but the company's liquidity is insufficient. Now we apply for project loans and short-term working capital loans from the Agricultural Development Bank. Because the company's operating projects are good, the benefits are good, and there are sufficient sales income and cash.
With the inflow of gold, the company promises to repay your loan and interest on schedule with the company's sales income and cash inflow to ensure the safety of your loan.
2. The project loan and one-year working capital loan that the company intends to apply to your bank is xxxx million yuan, which is mainly used to expand the scale of livestock and poultry breeding and the business needs of the company. And the personal assets and other real estate of the company and its legal representative xxx are used as collateral.