In February 2022, several major banks, such as Guangfa Bank and Bank of Beijing, all offered an interest rate of 4.9.

The loan interest rate refers to the interest amount and the principal amount during the loan period. The interest rate in China is managed by the People's Bank of China _ China _ Unified _, and the interest rate determined by the People's Bank of China _ China must be approved by the State Council. The loan interest rate varies with the type and duration of the loan. The loan interest rate last year was 4.35%.