You mean that banks don't automatically deduct money from mortgages within 100 yuan, right? One penalty point every morning and afternoon. Otherwise it will be automatically deducted when it expires next month. You can consult the customer service again, communicate with the customer service first, and say that you are not maliciously overdue. After discovering it, you have repaid it in time to ensure that this will not happen again next time. You are sincere.

If it is a personal housing loan handled by China Merchants Bank, it is impossible to apply for an extension of the deduction time.

If you miss the deduction time, you will not be automatically deducted on the same day. Please deposit the arrears in full into the repayment account:

1. Repayment can be made through mobile banking, online banking and telephone banking within the "deduction date" (Note: provident fund loans, bank loans, mortgage loans, etc. Loans overdue for more than 90 days cannot be repaid in this way);

2. Or wait for the system to automatically make up the deduction every day (excluding withholding provident fund loans, car purchases and loans from other loan companies at China Merchants Bank).

Note: Failure to repay in full and on time on the "deduction date" will result in overdue records, which will be uniformly recorded by the central bank in the credit information system.

Deduction order:

According to1Interim Provisions of the State Council on the Order of Deduction of Sales Income of State-owned Enterprises on June 26th, 962, if the enterprise fails to pay taxes, turn over profits, repay loans and repay payment at the same time, the People's Bank of China will deduct it in the following order:

① Taxes payable to the tax authorities;

(2) Loans due to be returned to the bank;

(3) Repayment to other units (water and electricity charges, gas charges and steam charges are deducted first);

(four) profits, basic depreciation funds and other income that should be turned over to the state finance.

The order of deduction first ensures the basic interests of employees, while ensuring the use value of enterprise equipment and safeguarding the basic interests of enterprises. After the wages and major repair funds are reserved, they are deducted in the order of tax, credit, goods and profit, which can not only ensure the normal balance between the national fiscal revenue and bank credit, but also promote enterprises to improve their management and economic benefits.