1, corporate account overdrawn
Refers to the short-term financing and settlement facilities provided by the bank for the enterprise in the form of overdraft within the agreed account and the agreed line after the enterprise obtains the bank credit line.
2. Short-term working capital loans
The local and foreign currency loans issued by Guangfa Bank to borrowers for normal production and operation turnover or temporary capital requirements can be customized according to your business nature and capital requirements.
3. Working capital revolving loan
After signing a one-time loan contract with Guangfa Bank, the enterprise can withdraw money several times within the quota and validity period stipulated in the contract, return them one by one and recycle them.
4. Fixed assets loans
Loans in local and foreign currencies issued by banks for fixed assets investment projects such as new construction, expansion, reconstruction, development and purchase of borrowers.
5. Enterprise mortgage loan business
All legal rights and interests of fixed assets purchased by enterprises by mortgage, such as machinery and equipment, self-use/commercial properties, factories, etc. To Guangfa Bank, Guangfa Bank will issue loans to enterprises according to a certain proportion of the price of fixed assets, which will be used exclusively for the loan business of enterprises to purchase fixed assets, and enterprises can repay the loan principal and interest in installments.
6. Entrusted loan
Guangfa Bank accepts funds provided by customers such as government departments, enterprises, institutions and individuals, and the lender (i.e. the trustee) issues, supervises the use and assists in recovering loans on behalf of customers according to the loan object, purpose, amount, term and interest rate determined by customers.