The vehicles of Ping An Bank have been in loans overdue, and the money should be settled in one lump sum and then transferred to the enterprise account. The reason is to ensure that the repayment information can be easily verified. According to relevant public information, corporate accounts are bank accounts of enterprises and institutions, and personal accounts are personal bank accounts. Banks usually prefer to accept corporate account transfers with clear sources and stricter supervision. Ping An Bank requires repayment to be credited to the enterprise account in order to verify the information of the repayment party and avoid unnecessary disputes caused by inaccurate transfer information or unclear remittance channels.