Real estate agents are "magical", and many materials can be forged at will. Banks are sensitive to the loan application of real estate agents, and in order to avoid risks, they are also listed as one of the "unwelcome" objects.
Everyone thinks that the personnel of the public security inspection law are the industry personnel with the highest quality, but the risk of overdue is everyone's. It is difficult to remind public security officials if they are overdue.
Construction workers and coal miners are well-known high-risk occupations. Every year, many coal mine explosions and construction accidents are exposed on the Internet. In order to ensure that their own interests are not infringed, banks generally reject the applications of such users.
When filling in the work place, if it is a bar, massage parlor, or some less glamorous place, 90% of the loan application will be rejected.
Stocks, spot trading, futures trading, these high-risk occupations, basically all the money invested is gone, and they can never come back.
In the eyes of many people, flight attendants are a "rich and beautiful" profession and a high-quality profession. However, in the list of some banks, flight attendants are listed as high-risk occupations. In order to avoid adverse overdue risks, they often refuse loans.
As the saying goes, "peers are enemies", it is difficult for credit managers to obtain loans from banks or small loan companies. In the bank, you can only handle mortgage and car loans, and other loans are hopeless. In other small loan companies, the same is true.
201June 9, 1 1 Article 53 of the Minutes of the National Conference on Civil and Commercial Trials of Courts stipulates: "A legal person who has not obtained the qualification of a borrower according to law, and an unincorporated organization or natural person who engages in private lending shall be deemed invalid according to law.
If the same lender engages in paid private lending for many times within a certain period of time, it can generally be recognized as a professional lender. The higher people's court or its authorized intermediate people's court in the place where private lending is active may formulate specific identification standards according to the actual situation in the region. "
According to the provisions of the above judicial interpretation and judicial policy documents, item (3) was added to Article 14 when the judicial interpretation was revised this time, "Lenders who have not obtained the loan qualification according to law provide loans to unspecified social objects for profit", which is a restriction on professional lending behavior.