Houses that are 30 years old can get loans.

There are also opportunities for loans for houses that are 30 years old. Although banks generally do not approve loans for houses that are over 20 years old, there are still opportunities for houses with excellent conditions. For example, the surrounding schools are very good, the house is located in the city center, etc. These conditions can allow old houses to apply for loans. Whether the loan can be approved depends on the bank. If a certain bank does not approve it, you can try other banks.

Things to note when purchasing a house loan are:?

1. The loan buyer signs a house purchase contract with the developer and pays the down payment.

2. Applicants who meet the mortgage loan conditions apply to the financial institution and provide true personal information.

3. The financial institution that provides the home purchase loan will review and verify the applicant’s loan conditions and decide whether to grant it.

4. To buy a house with a loan, the borrower signs a mortgage loan contract with the lender.

5. The lender accepts the borrower's entrustment and transfers the mortgage loan to the developer's account according to its instructions.