Botou City, Cangzhou, can borrow from the provident fund and the bank. This kind of loan is called portfolio loan. It refers to those who meet the conditions of individual housing commercial loans and pay housing provident fund at the same time, and can apply for individual housing provident fund loans while handling individual housing commercial loans.

Portfolio loan application method:

Apply for a portfolio loan, and the preliminary procedures are the same as those for provident fund loans;

After preliminary examination, when the borrower goes to the bank to handle other procedures for provident fund loans, he should fill in the application form for commercial loans and go through relevant procedures as required by the bank;

After the approval of the two loans is completed, the bank will transfer them to the account of the selling unit;

In portfolio loans, the loan term, loan date and repayment date of provident fund loans and commercial loans can be different, but different interest rates are implemented.

Information required for portfolio loan application:

1. loan application form;

2. ID card, household registration book and proof of marital status;

4. Original and photocopy of the whole house sales contract;

5. Application for registration of ownership transfer;

6. Copy of advance payment receipt;

7. Private seal (one for each married couple);

8. Personal wage income certificate (format paper provided by the developer, confirmed and sealed by the company);

9. Contact list of portfolio loan and its copy (1 copy);

10. Commercial loan contract;

1 1. Sixth copy of maintenance fund receipt.