Legal analysis: 1. If the house has been delivered for use, there is no need to reissue it, because the main purpose of the house purchase contract is to obtain the house and the basis for applying for certificates and loans. When applying for a permit, the Housing Authority has contract information and does not need the owner to provide a house purchase contract. 1. If the house is not delivered for use, you must make a copy from the developer. If you go to the Housing Authority to make copies, you must pay the transfer fee. If you need a contract to get a loan, you should go to the Housing Authority to copy the contract, and you need to sign and stamp the copy. After the housing provident fund loan contract is lost, you can apply to the loan bank for copying, but you can't reissue it. After receiving the application, the loan bank will generally complete copying and notify the customer to collect it within 5 working days. The bank will stamp the copy of the contract with the "same as the original" riding seal, indicating that the copy has the same effect as the original.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 119 A lawfully formed contract is legally binding on the parties.
Article 215 A contract concluded between the parties on the establishment, alteration, transfer and extinction of animal rights shall come into effect upon the establishment of the contract, unless otherwise provided by law or agreed by the parties. Failure to register property rights does not affect the validity of the contract.
The house loan was paid off in advance? What information will the bank give me? And whether to return the purchase contract to me?
Return the Commodity House Sales Contract to the Lender.
Taking the housing provident fund loan as an example, the procedures for releasing the mortgage after the loan is paid off are as follows:
1. The applicant pays off the loan at the entrusted bank with his ID card and the Notice of Early Repayment issued by the Provident Fund Center.
2. The applicant will issue a provident fund loan statement at Window 45, 3rd floor, East Provident Fund Center, Citizen's Home, next Wednesday after the repayment date with the ID card and bank settlement voucher.
3. The applicant takes his ID card and provident fund loan statement to the 900 1 archive room of the Western Provident Fund Center on the 9th floor of the Citizen's Home to get the real estate registration certificate and other materials.
4. On the agreed date, the applicant will go to the mortgage department of the real estate registration center on the first floor of the citizen's home with his ID card and real estate registration certificate, go through the mortgage cancellation procedures, and get the commercial housing sales contract and other materials.
Extended data:
I. Advance payment:
After the loan repayment 18 months, you can apply for partial or full prepayment. Partial prepayment amount must be an integer multiple of RMB10,000 yuan.
Two. Treatment of advance payment:
The applicant takes his ID card to Window 35, East District Provident Fund Center on the third floor of Citizen's Home, issues the Notice of Advance Repayment (valid for three days), and then goes through the formalities of advance repayment at the entrusted bank.
Third, the repayment method:
1. Equal principal and interest repayment method (equal repayment method): the total amount of principal and interest repaid each month is the same.
2. Repayment method in average capital (diminishing method): the monthly repayment principal is the same, and the interest decreases month by month.