If you are forced to repay the loan, you should make it clear to the police that the loan has nothing to do with yourself. Someone used your ID card without my consent. You can negotiate with the platform to cancel the loan first. After the negotiation fails, the user needs to keep the evidence of not handling the online loan, and then sort out the evidence and report it to the local police station. In addition, users can also choose to go to the complaint website to make complaints. As long as it can solve the problem, you don't have to report it. The safest way is that users should not register online loan products at will, and the previously used online loan does not need to be used again, and the account should be cancelled.

1. How to deal with online loans under compulsory payment?

When a user encounters a compulsory online loan, he can take the initiative to contact the lending institution, indicating that he has not submitted a loan application, and then negotiate with the lending institution to only return the loan principal and terminate the loan. If the lending institution refuses, the user can keep relevant evidential materials to complain to the relevant departments. In fact, the possibility of compulsory payment of loan products is relatively low. Users submit loan applications, and the lending institutions can only lend money after the loan review. Users can lend money directly without applying for loans. This rarely happens.

Second, do you want to pay back the compulsory online loan?

Don't force the down payment. It should be noted that formal platforms will not force loans when handling loans, but usually some informal small platforms will force loans. In order to avoid this situation, users must choose a formal platform when borrowing money, and avoid borrowing money from an informal platform.

Generally, applying for a loan on an informal platform will pay more interest and increase the burden of subsequent repayment, which is likely to lead to overdue repayment. Borrowing on the formal platform, the loan interest rate is within the scope stipulated by the state, and will not charge too much interest. There are many online platforms that can handle loans. When borrowing money, users can compare different platforms, know who charges low interest through comparison, and then choose to borrow money on this platform.