The figures in the monthly base table. Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio between the loan amount and the principal given by the bank to consumers, that is, borrowers, to buy their own cars (non-profit family cars or commercial cars with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers. 3 17 is the number in the monthly car loan 10000 yuan base table. Every 1 10,000 yuan multiplied by this coefficient is the monthly payment. Multiply the monthly repayment amount by the number of loan periods, and then subtract the loan amount, which is the total interest.